Split an invoice into instalments and track each one
A customer who cannot pay £4,000 today can often pay £1,000 a month for four months. Gaffer splits an invoice into instalments, marks each one paid as it comes in, and completes the plan automatically when the last one lands — so a payment arrangement is tracked rather than remembered.
Replaces a separate invoicing app and a folder of unpaid PDFs. Money arrives in days rather than weeks, and nobody has to make the awkward phone call.
Invoice from the driveway. Get paid before you leave it.
One tap turns the job into a branded invoice with a Pay Now link — card, Apple Pay, Google Pay or Direct Debit. Reminders chase politely on your behalf. Xero or QuickBooks are updated for you.
Debtor days drop from weeks to days, and nobody has to make the awkward phone call.
- Any number of instalments defined on the plan
- Each instalment marked paid individually as money arrives
- Plan auto-completes when the final instalment is paid
- Plans can be cancelled if the arrangement breaks down
- Works alongside payment links so instalments can be paid online
- Visible in the web app and the mobile app
Step 05 of the job: invoice
Marking the job complete raises the invoice from the accepted quote, nets off the deposit, attaches the certificate and sends it with a Pay Now link — before the van has left the drive.
Payment plans is one part of that step. The rest of the job — quoting, scheduling, certificates, invoicing and payment — runs in the same system, on the same record. See the whole job →
What does payment plans replace?
For most trade businesses, a separate invoicing app and a folder of unpaid PDFs. Money arrives in days rather than weeks, and nobody has to make the awkward phone call.
Does payment plans work on a phone, and offline?
Yes. The mobile app is offline-first: records created on site are stored on the device and synced automatically, in order, when signal returns. Lofts, plant rooms and rural sites were the design brief.
Which plan is it on?
Every paid plan. Payment plans is included for unlimited users at no extra cost — the monthly, annual and lifetime plans differ only in how you pay.
How long does it take to start using?
Minutes. Start a 14-day free trial with no card, pick your trades at sign-up, and payment plans is switched on with your trade's templates already in place.
Put payment plans to work.
Full platform, 14 days free, no card needed. Set up in an afternoon, import your customers in a few clicks, and send your first quote today.
Founding members: first 100 businesses get 50% off every paid plan, for as long as they stay subscribed.